Open Enrollment for Calendar Year 2024
OPEN ENROLLMENT IS MONDAY, OCTOBER 30, 2023 THROUGH WEDNESDAY, NOVEMBER 15, 2023
It’s Annual Enrollment Time! During open enrollment, eligible employees may enroll in or change insurance coverage for the following calendar year. The following benefits are available for you to enroll and/or change:
Use this checklist as your guide to make sure you have the benefits you need. If there is someone in your household who usually assists with benefits decisions, share this checklist with that person!
A few things you should know:
- There are no increases to Harvard Pilgrim HSA and dental insurance premiums
- There is a 4.5% increase to Harvard Pilgrim Best Buy, BCBS Network Blue and Blue Care Elect (PPO) health insurance premiums
Rates for Calendar Year 2024:
- Town Health Insurance Rates
- /documentcenter/view/1875 School Health Insurance Rates
- Retiree Health Insurance Rates
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When you are ready to enroll or make changes, click here to access the forms
All items must be returned to the Benefits Office by November 15, 2023
Health & Dental
You may make changes in the following benefits, effective for 1/1/2024:
Harvard Pilgrim Plans Available to Select:
Harvard Pilgrim Best Buy HMO with Health Reimbursement Account (HRA)
Enrollment Info - Harvard Pilgrim Best Buy HMO
Health Reimbursement Account (HRA) Presentation (6 min video)
The Harvard Pilgrim Best Buy plan provides a Health Reimbursement Account (HRA) which reimburses the first 1/2 of deductible expenses
Harvard Pilgrim HMO with Health Savings Account (HSA)
Enrollment Info - Harvard Pilgrim HSA
Harness the Power of an HSA (15 minute video)
Harness the Power of an HSA (PowerPoint presentation)
Discover how to use a Health Savings Account (HSA) to save on healthcare premiums and build long-term tax-free health savings
Click here to see how much you can save! *
* The Town contributes $1,800 Individual and $3,600 Family into your HSA account (prorated depending the effective date of enrollment)
Available with all Harvard Pilgrim Plans:
Doctor on Demand (PDF)
See an in-network provider anytime, without ever leaving your house. Perfect for after hours care, urgent care, preventative health, behavioral health, or for 2nd opinions.
Harvard Pilgrim's Treatment Cost Estimator Tool (PDF)
Get cost estimates for hundreds of medical services - find out where you can go for treatment and what your out-of-pocket costs will be.
Fitness Reimbursement (PDF)
Up to two covered members on a family plan can be reimbursed for up to $150 each, for a maximum reimbursement of $300 each year for gym membership or fitness classes (including virtual class subscriptions).
Altus Low Plan Summary (PDF)
2024 monthly rates:
Individual - $38.41
Family - $105.24
Altus High Plan Summary (PDF)
2024 monthly rates:
Individual - $55.42
Family - $152.89
How Altus Dental Works
You can visit any dentist, but find out how a participating dentist saves you money
Health & Dependent Care Reimbursement
Give yourself a raise!
Video (1 minute) - What is a Flexible Spending Account?
A flexible spending account lets you pay for medical or dependent care expenses with pre-tax dollars. This money is set aside in an account for you to access during the calendar year and is exempt from federal and state taxes.
If you have any expenses in the following categories, consider enrolling in a flexible spending account to save this money tax-free!
Interested in seeing how much you can save? Calculate your anticipated annual tax savings here!
Health Insurance Add-ons
Available to anyone who is a member of Blue Cross or Harvard Pilgrim
Through BurlingtonScripts you can receive your Brand Name prescriptions mailed directly to your home at no cost!
List of Eligible Medications
If your medication is listed in the links below you can obtain it through mail order at no cost:
Good Health Gateway - Diabetes Rewards Program
Available to any employee or dependent who has been diagnosed with diabetes. This free and confidential program provides you with diabetes medications and supplies at no cost!
Good Health Gateway Enrollment Information
Receive your diabetes medication and supplies at no cost when you participate in this free and confidential program
MA SMART Plan (Empower Retirement)
Meet with our rep, Mike Savage
Click to set up a virtual appointment with Mike, or to sign up for an upcoming webinar
Email our rep, Michael Hackleman
Or call: 614-435-8366
for all employees and household members
for all school employees and household members
for all public safety employees and household members
Certified Financial Coaching (PDF)
You and your family members have unlimited access to Certified Financial Coaches and other resources to help with budgeting, debt, or money management.
Affordable Pathway to Reaching Your Educational Goals
About Cambridge College Global (CCG):
For more information, please contact:
Any Burlington employee may enroll in the following 8-week online courses for $300 within your first 2 years of employment (or promotion to a new position).
Space is limited.