Open Enrollment for Calendar Year 2024

Open Enrollment Image


It’s Annual Enrollment Time!  During open enrollment, eligible employees may enroll in or change insurance coverage for the following calendar year.  The following benefits are available for you to enroll and/or change:

  • Health Insurance - Blue Cross and Harvard Pilgrim
  • Dental Insurance - Altus Dental
  • Flexible Spending - Medical & Dependent Care

Use this checklist as your guide to make sure you have the benefits you need.  If there is someone in your household who usually assists with benefits decisions, share this checklist with that person!

A few things you should know:

  • All enrollments and changes must be received in the Benefits Office by November 15, 2023.  Changes will be effective on January 1, 2024.
    • Tip - if you have a family dental plan, make sure all children are enrolled
  • There are no increases to Harvard Pilgrim HSA and dental insurance premiums
  • There is a 4.5% increase to Harvard Pilgrim Best Buy, BCBS Network Blue and Blue Care Elect (PPO) health insurance premiums
  • Plan choices will remain the same: Blue Care Elect PPO, Network Blue New England HMO, Harvard Pilgrim Best Buy HMO and Harvard Pilgrim HSA.
    • Tip - if you are enrolling in the HSA plan, don't forget to include your HSA contribution
  • Health insurance copays, deductibles, and HSA/HRA contributions are staying the same

Health & Dental

You may make changes in the following benefits, effective for 1/1/2024:

  1. Harvard Pilgrim
  2. Blue Cross
  3. Altus Dental
  4. VOYA/Benefit Strategies

Harvard Pilgrim Plans Available to Select:

Harvard Pilgrim Best Buy HMO with Health Reimbursement Account (HRA)

Enrollment Info  - Harvard Pilgrim Best Buy HMO

Health Reimbursement Account (HRA) Presentation (6 min video)
The Harvard Pilgrim Best Buy plan provides a Health Reimbursement Account (HRA) which reimburses the first 1/2 of deductible expenses

Harvard Pilgrim HMO with Health Savings Account (HSA)

Enrollment Info   - Harvard Pilgrim HSA

Harness the Power of an HSA (15 minute video)
Harness the Power of an HSA (PowerPoint presentation)
Discover how to use a Health Savings Account (HSA) to save on healthcare premiums and build long-term tax-free health savings
Click here to see how much you can save! *
* The Town contributes $1,800 Individual and $3,600 Family into your HSA account (prorated depending the effective date of enrollment)HSA Savings

Available with all Harvard Pilgrim Plans:

Doctor on Demand (PDF)
See an in-network provider anytime, without ever leaving your house.  Perfect for after hours care, urgent care, preventative health, behavioral health, or for 2nd opinions.

Harvard Pilgrim's Treatment Cost Estimator Tool (PDF) 
Get cost estimates for hundreds of medical services - find out where you can go for treatment and what your out-of-pocket costs will be.

Fitness Reimbursement (PDF) 
Up to two covered members on a family plan can be reimbursed for up to $150 each, for a maximum reimbursement of $300 each year for gym membership or fitness classes (including virtual class subscriptions).

Health Insurance Add-ons

Available to anyone who is a member of Blue Cross or Harvard Pilgrim

  1. Burlington Scripts
  2. Shields MRI
  3. Diabetes Rewards

BurlingtonScripts PromoThrough BurlingtonScripts you can receive your Brand Name prescriptions mailed directly to your home at no cost!

How BurlingtonScripts Works (6 min presentation)

List of Eligible Medications
If your medication is listed in the links below you can obtain it through mail order at no cost:

How to enroll:

  • Visit BurlingtonScripts to download an enrollment form or call 1-866-893-MEDS (6337).
  • Ask your doctor for a 3-month supply of your maintenance medication, with 3 90-day refills.
  • Send in your enrollment and prescription, along with a copy of your ID
  • The initial setup of a new medication can take up to a month, so make sure you have enough of your medication on hand to get you through this first fill.  Refills from there are quick!

You may enroll at any time using this form

Additional Benefits

  1. Deferred Comp
  2. Employee Assistance Program
  3. Cambridge College

MA SMART Plan (Empower Retirement)

SMART Plan Overview (PDF)

Set up an appointment to meet with our rep, Sean Doucette


Video (4 mins) - Burlington's 457 Plan with ICMA-RC

Meet with our rep, Mike Savage
Click to set up a virtual appointment with Mike, or to sign up for an upcoming webinar


Email our rep, Michael Hackleman
Or call: 614-435-8366